---
title: "Banking CSAT 2026: 80 (ACSI) — U.S. Industry Score |"
description: "U.S. banking sector scored 80 on the 2026 ACSI — above the 76.7 national average. Methodology, top performers, and sector comparison."
lang: en
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[Reports](/reports) / [State of CSAT 2026](/reports/state-of-csat-2026) / Stat

# Banking CSAT scored 80 on the 2026 ACSI

U.S. banking sector, 2026 ACSI Finance & Insurance Study, 0–100 scale.

TL;DR

80 / 100

2026 U.S. banking sector ACSI score. 3.3 points above the 76.7 national average. Source: American Customer Satisfaction Index.

## Why this matters

Banking sits at the top of the 2026 ACSI alongside life insurance and online retail. The headline 80 masks meaningful within-sector spread: regional and community banks score in the low-to-mid 80s, while the largest national megabanks score in the high 70s. Credit unions (measured separately by ACSI) often score 82+.

The implication for bank CX teams: comparing to the 80 sector average is more useful than comparing to the 76.7 national average. A bank scoring 78 looks average against the U.S. but bottom-quartile against peers — a meaningful distinction for board reporting and reimbursement-adjacent regulatory disclosures.

## Methodology

Sample

~10,000 banking customers (sub-set of ACSI 500k panel).

Date range

April 2025 – March 2026 (rolling).

Scope

Top ~40 U.S. national + regional banks measured individually.

Scale

ACSI 0–100 index from 1–10 driver scores.

Model

Cause-and-effect econometric (expectations, quality, value).

Publisher

American Customer Satisfaction Index, 2026 Finance & Insurance Study.

## How this compares

2026 ACSI sector

Score

Notes

Credit unions

82

Highest in financial services

Banks

80

Cited stat

Online retail

80

Tied at top

National average

76.7

U.S. cross-industry

ISPs

68

Bottom of ACSI

## Cite this stat

Copy citation

Banking sector CSAT (2026): 80 / 100 on the ACSI scale. Source: American Customer Satisfaction Index, 2026 Finance & Insurance Study. Reported in SpaceForms State of CSAT 2026 (spaceforms.io/reports/state-of-csat-2026).

## Sources

-   American Customer Satisfaction Index, 2026 Finance & Insurance Study.
-   SpaceForms, [State of CSAT 2026](/reports/state-of-csat-2026).

## Related

[

ACSI national avg (76.7)

U.S. cross-industry baseline.



](/stats/acsi-2026-national-average)[

CSAT calculator

Calculate against the 80.



](/tools/csat-calculator)[

SaaS NPS median (+31)

Sibling industry benchmark.



](/stats/saas-nps-median)[

Glossary

CSAT, ACSI, top-box.



](/glossary)

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